UK PUBLIC CAPITAL MONITOR
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UK institutions and system

Student loan repayments

Independent scrutiny
Authors
National Audit Office
Publisher
National Audit Office

What it examines

Assesses the collection system operated by the then Department for Business, Innovation and Skills, HMRC and SLC. It identifies weaknesses in borrower information, repayment forecasting and the strategy for maximising collections.

Why it matters

Explains the distinction between managing the public student-loan asset and owning shares in its administrator.

Historical report on the repayment system and public loan assets, rather than capital owned by SLC; findings refer to the period studied.

Institutions and themes

Student Loans CompanyCapital, funding and riskImpact and value for money

Catalogue entry reviewed 17 September 2026. The summary describes the publication’s analysis; it does not establish that historical findings remain current.